You built the portfolio.
Now let it pay you.
Most successful landlords earn 2–3% on the equity they've spent years building, and they're still chasing tenants for it. Property Llama is for the landlords ready to convert that equity into monthly cash flow. Income funds backed by real estate, the same deals you already understand, from a better seat in the capital stack.
My equity in real estate
Including paydown and appreciation, what's the equity you've built?
Your equity
$1,150,000Where you are now
Directly owned rentals
~2.5% cash on equity
Where you could be
Income funds backed by real estate
~15% target net return
What the same equity could deliver, every year
The only app you'll ever need to manage your real estate portfolio
Property Llama lets you track and benchmark your investments' performance, as well as find ways to optimize your portfolio for better returns. Best of all, it's 100% FREE.
*Now managing $1,836,311,954 (and counting) in total property value
From spreadsheet to cash flow, in four moves.
Property Llama is the free platform built for the landlord who's already done the building. Here's what it actually does.
Add your properties.
Skip the spreadsheets. Pull in your portfolio with address, equity, mortgage, and rent. Takes about 10 minutes.
- Single-family, multifamily, short-term rentals, all welcome
- Auto-pulls comps and current market value
- Edit anytime as the portfolio changes
Analyze your portfolio.
See what you're actually earning. Cash on equity, monthly cash flow, time invested, where the dollars are really going. No ROE jargon. No 16-tab spreadsheet.
- Per-property and portfolio-wide metrics
- Benchmark against market and your own goals
- The numbers update as your situation changes
Find more cash flow.
Run the keep, refinance, sell, or redeploy math. Side by side. Real numbers. The path from where your equity is to where it could be earning more.
- High cashflow passive investing
- See the annual and lifetime impact of every move
- Stress-test scenarios against rate and market changes
Modeled at current 2025 fund returns. Toggle assumptions in the app.
Discover vetted income investments.
Pre-vetted, real-estate-backed income funds, curated by us. We invest our own capital next to yours, so you only see funds we'd own ourselves.
- Hard money, credit, and diversified income funds
- Same investments, a better seat in the capital stack
- One relationship, one K-1, multiple opportunities
Monthly distributions · from $100K · we co-invest in every fund.
Example funds shown — not actual offerings.
Income funds, vetted by us, backed by real estate.
We don't run other people's money from a distance. We invest our own capital alongside yours, and we only put in the work to support funds we'd own ourselves.
PLC Fund 3 — Flex
Choose your allocation across 4–5 vetted income strategies per year. Same proven approach that powered our 2025 returns. Diversification without the complexity. One subscription, one K-1, multiple opportunities.
Learn more →Midwest Hard Money Debt Fund
Private mortgage lending backed by real assets. Short-term bridge loans with conservative loan-to-value ratios. Our bread and butter, and the proof point. Closed to new capital, but the strategy is available through Fund 3 Flex.
View track record →If you understand real estate, you already understand private lending.
You already understand real estate deals. Real estate lending is the same deals, you're just sitting in a better part of the capital stack. Watch our free Best Ever CRE webinar to see how private lending delivers more predictable outcomes than equity, and how to analyze loan portfolios like the institutions do.
I'm Chris Lopez. I started buying Colorado rentals in 2011 and never stopped. Did a 1031 in 2018 from a single family to a fourplex and watched my cash flow 5x. Built a brokerage team that was doing 20 to 25 investor deals a month at our peak. Co-founded Property Llama originally as a software tool to help other landlords run the same 1031 play I'd just run.
Then 2022 happened. Rates jumped. Deals stopped penciling. The brokerage went from 25 deals a month to maybe a tenth of that. I looked at my own portfolio, real estate I'd spent over a decade building, and saw the truth: I was earning 2 to 3 percent on the equity. The wealth was real. The cash flow wasn't. And I was still the one taking calls about water heaters at 11 PM.
So I started moving money. I'd always been an equity guy. Down payments on rentals, apartment syndications, that's what I knew. Three or four years ago I put my first dollar into a private lending fund. Then more. Today I'm 85 percent equity and 15 percent lending. Over the next few years I'm rebalancing to 50/50. Same real estate I already understand, just from a better seat in the capital stack. Higher cash flow. Lower risk of losing the principal I spent a decade earning.
We built Property Llama into the platform I needed. The free tool surfaces what your equity is actually doing. The funds give you a place to put it. My own money sits in every fund we offer. If you've built the portfolio and you're ready for the cash flow side to catch up, this is the platform I wish I'd had in 2022.
— Chris Lopez Co-founder & CMO, Property Llama · Host, Denver Real Estate Investing Podcast & Passive Pockets
Find out what your equity could actually be earning.
Book a 30-minute call, or upload your portfolio and run the numbers yourself. Either way, no obligation, no hard sell.
For accredited investors. $100K minimum on funds.